What Illinois Workers Need to Know About Workplace Injury Coverage

When an employee gets hurt on the job, the aftermath can feel overwhelming—physically, emotionally, and financially. That’s exactly why the Illinois workers’ compensation system exists: to provide support, medical care, and wage benefits after a work-related injury. But many workers wonder: Which injuries actually qualify for workers’ compensation benefits in Illinois?

As an Evanston workers’ comp attorney helping injured workers across Cook County and the Chicagoland area, I know how confusing the rules can be. Here’s a clear breakdown of what’s typically covered—and what isn’t.

Who Qualifies for Workers’ Compensation in Illinois?

Under Illinois law, an injury is generally covered if it arises out of and in the course of employment. In simple terms, if the workplace caused the injury—or made a pre‑existing medical issue worse—then workers’ compensation benefits may apply. OSHA guidance supports this foundational principle.

Common Work Injuries Covered by Workers’ Compensation

While every case is different, the following injuries are typically covered by Illinois workers’ compensation:

• Burns from chemicals, heat, or malfunctioning equipment
• Muscle sprains and strains from lifting or repetitive motion
• Electrocution injuries from machinery or faulty wiring
• Carpal tunnel syndrome, tendonitis, and other repetitive‑stress injuries
• Broken bones from slips, falls, or impact incidents
• Cuts or lacerations from tools or sharp objects
• Contusions (bruises) caused by workplace accidents

If your injury occurred while performing your job, you may have a valid Illinois workers’ compensation claim.

When Workers’ Compensation May NOT Apply

There are situations where benefits may be denied. Workers’ compensation usually does NOT cover injuries involving:

• Employee intoxication (drugs or alcohol)
• Intentional violation of known safety rules
• Injuries that occur off the clock or off company property
• Physical fights started by the injured employee

However, these cases can be nuanced—an experienced Illinois workers’ compensation lawyer can help determine whether exceptions apply.

General Eligibility Guidelines

If the injury occurs while the employee is performing job duties—and there is no employee misconduct—then workers’ compensation benefits are usually available. That includes medical treatment, wage replacement, and compensation for permanent injuries.

Practical Steps After a Workplace Injury

To protect your workers’ comp claim, take the following steps immediately:

• Document everything—take photos, gather witness names, and write down what happened
• Report the injury to your supervisor right away
• Get medical care and keep all medical records
• Follow your employer’s reporting procedures

For workers unsure whether an injury is covered—or employers who want clarity—consulting an Evanston workers’ compensation attorney can make a major difference. At Eftekhari Law Offices LLC, we help injured workers across Illinois understand their rights, protect their benefits, and fight back if a claim is delayed or denied.

If you’ve been injured at work in Cook County or the Chicagoland area, we’re here to guide you every step of the way.